Terms of Service and Disclaimers


Terms and Conditions

1) Full payment in advance for any mode of subscription and renewal of subscription. 

2) Payment will not be refunded under any circumstances.

3) Initially all Reports will be available by email. One subscriber can provide one email id. Additional email ids will be charged separately. Once vivekpatil.com website is fully functional, these reports will be available on the web-site on user login/password from particular computer/mobile.


Vivek Patil or Vivekanand Patil or vivekpatil.com ("we","us") provide services (referred to as Service / Web-Site, hereafter) subject to your compliance with the terms and conditions set forth in this Agreement. By subscribing to these services, you agree to be bound by these terms and conditions.

This Agreement is made between us and you. We reserve the right at any time to change the terms and conditions of this Agreement, change the services, including eliminating or discontinuing any content on or feature of the service, or change any fees or charges for the service. 

Be sure to review this Agreement periodically to ensure familiarity with the most current version.Our policy with respect to the collection and use of your personal information is set forth in our Privacy Policy. 

Code of Conduct

While using any of the Service you agree not to:  
• Restrict or inhibit any other visitor or subscriber from using the Service, including, without limitation, by means of "hacking" or "cracking" or defacing any portion of any of the Service or Web-Site  
• Use the Web-Site for any unlawful purpose 
• Express or imply that any statements you make are endorsed by us, without our prior written consent 
• Transmit any content or information comprising the Service or Web-site, which is unlawful, fraudulent, threatening, harassing, abusive, libelous, defamatory, obscene or otherwise objectionable, or infringes on our or any third party's intellectual property or other rights
• Engage in spamming or flooding 
• Transmit any software or other materials that contain any virus, worm, time bomb, Trojan horse, or other harmful or disruptive component 
• Modify, adapt, sublicense, translate, sell, reverse engineer, de-compile or disassemble any portion of the Service or Web-Site  
• Remove any copyright, trademark, or other proprietary rights notices contained in the Service or Web-Site 
• “Frame" or "mirror" any part of the Service or Web-Site without our prior written authorization 
• Use any robot, spider, site search/retrieval application, or other manual or automatic device or process to retrieve, index, "data mine," or in any way reproduce or circumvent the navigational structure or presentation of the Service, Web-Site or its contents 
• Harvest or collect information about Site visitors or members without their / our express consent or  
• Permit anyone else whose account or subscription was terminated to use the Service or Web-Site through your subscription, username or password. 
While using the Site you agree to comply with all applicable laws, rules and regulations.

If you are our subscriber, and you have reason to believe that your online account is no longer secure, you must promptly change your password by updating your account information and immediately notify us by emailing us at:   


This Agreement shall remain effective until terminated in accordance with its terms. We may terminate this Agreement, and/or your access to and use of the Site or any portion thereof, immediately, in the event we determine, in our sole discretion, that you have breached this Agreement. In addition, we reserve the right to terminate this agreement without cause.  

Services and Tools

Your use of certain services / Web-Site may be governed by additional rules, which are available on the Site or by hyperlink from other sites, in connection with the Service. By using any Service you are acknowledging that you have reviewed all corresponding rules and agree to be bound by them. Some of the Services may have been provided by third parties for your use. You expressly acknowledge and agree that your use of all services is solely at your risk. 

Ownership and Restrictions on Use 

The copyright to the services / Web-Site is owned by Vivek Patil. You may only access and use the material, and download and/or print out only one copy of any material, solely for your personal use. You may not republish, upload, post, transmit or distribute material in any way without our prior written permission. Modification of the material or use of the material for any other purpose is a violation of our copyright and other proprietary rights, and is strictly prohibited. You acknowledge that you do not acquire any ownership rights by using the Site. 

Links to Other Websites 

The Site may contain links to other Internet websites or resources. We neither control nor endorse such other websites, nor have we reviewed or approved any content that appears on such other websites. You acknowledge and agree that we shall not be held responsible for the legality, accuracy, or inappropriate nature of any content, advertising, products, services, or information located on or through any other websites, nor for any loss or damages caused or alleged to have been caused by the use of or reliance on any such content. 


The Web-Site, the material contained in any service, and anything that is obtained or accessed through the Web-Site are provided "as is" and without representations or warranties of any kind, either expressed or implied, to the fullest extent permissible pursuant to applicable law. Vivek Patil, vivekpatil.com, its officers, directors, employees, affiliates, suppliers, advertisers, and agents disclaim all warranties, express, implied or statutory, including, but not limited to, implied warranties of title, non-infringement, merchantability, and fitness for a particular purpose, and all warranties relating to the adequacy, accuracy or completeness of any information contained in the Service / Web-site. Vivek Patil, vivekpatil.com, and its affiliates, suppliers, agents and sponsors do not warrant that your use of any Service / Web-Site will be uninterrupted, error-free, or secure, that defects will be corrected, or that the Site or the server(s) on which the Site is hosted are free of viruses or other harmful components. You acknowledge that you are responsible for obtaining and maintaining all telephone, computer hardware and other equipment needed to access and use the Site, and all charges related thereto. You assume total responsibility and risk for your use of the Service / Web-Site and your reliance thereon. No opinion, advice, or statement of Vivek Patil, vivekpatil.com or its affiliates, suppliers, agents, members, or visitors, whether made on the Site or otherwise, shall create any warranty. Your use of the Services / Web-Site and any materials provided is entirely at your own risk. 

A possibility exists that our Service / Web-Site could include inaccuracies or errors. Additionally, a possibility exists that unauthorized alterations could be made by third parties to the Service / Web-Site. Although we attempt to ensure the integrity of the Service / Web-Site, we make no guarantees as to their completeness or correctness. In the event that such a situation arises, please contact us at: asa1@vsnl,com, if possible, with a description of the material to be checked and the location where such material can be found, as well as information sufficient to enable us to contact you. We will try to address your concerns as soon as reasonably practicable. 

Limitation of Liability 

Neither Vivek Patil, vivekpatil.com nor its affiliates, suppliers, advertisers, affiliates, or agents or sponsors are responsible or liable for any indirect, incidental, consequential, special, exemplary, punitive or other damages under any contract, for any negligence, or other damage arising out of or relating in any way to the Service or Web-Site and/or content contained, or any product or service purchased through the Site. Your sole remedy for dissatisfaction with the Service / Web-Site and/or content contained within it is to stop using the Service / Web-Site. The only and maximum liability for all damages, losses, and causes of action shall be the total amount paid by you, if any, to access the Service / Web-Site.   


You agree to indemnify, defend and hold us, our officers, directors, employees, agents and representatives harmless from and against any and all claims, damages, losses, costs (including reasonable attorneys' fees), or other expenses that arise directly or indirectly out of or from (a) your breach of this Agreement, including any violation of the Code of Conduct above; (b) any allegation that any materials that you submit to us or transmit to the Web-Site, infringe or otherwise violate the copyright, trademark, trade secret or other intellectual property or other rights of any third party; and/or (c) your activities in connection with the Service / Web-Site. Vivek Patil, vivekpatil.com is neither a registered investment advisor nor a broker/dealer. 

Readers are advised that the material / suggestion contained in any Service / Web-Site is given solely for information purposes and should not to be construed as an offer to sell or the solicitation of an offer to buy any security. The opinions and analyses included herein are based from sources believed to be reliable and written in good faith, but no representation or warranty, expressed or implied is made as to their accuracy, completeness or correctness.


Users are urged to consult with their own independent financial advisors with respect to any investment. All information contained in the Service / Web-Site should be independently verified with the companies mentioned. Neither Vivek Patil, vivekpatil.com, nor its officers, directors, partners, contributors or employees/consultants accept any liability whatsoever for any direct or consequential loss arising from any use of information provided in any Service/ Web-Site.Vivek Patil, vivekpatil.com and its officers, directors, partners, contributors or employees/consultants may on occasion hold positions in the securities mentioned in reports. These positions may change at anytime.
Please note that Vivek Patil, vivekpatil.com does not receive compensation of any kind and will never take any compensation from any companies that is mentioned in its Service / Web-Site.